A general question in an insurance proposal form is
-
A.
name of the proposal -
B.
carriage of fare-paying passenger -
C.
description of the proposers’ premises -
D.
methods of construction
Correct Answer: Option A
Explanation
Proposal (application) forms are questionnaires issued by the insurer to be completed by the proposer or his/her agent, which ask questions about the subject matter of cover. Since the insurer will use the information to assess a premium and set the terms and conditions of the policy, the prospective insured must disclose all the material circumstances, whether or not the proposal form asks for them.